:root{--navy:#0a1424;--ink:#182334;--ivory:#f7f4ee;--gold:#c9a96a;--muted:#667085;--line:#ddd8ce;--white:#fff}
*{box-sizing:border-box}body{margin:0;color:var(--ink);background:var(--ivory);font-family:Inter,Arial,sans-serif;line-height:1.65}
a{color:inherit}.wrap{max-width:1120px;margin:auto;padding:0 24px}.top{background:var(--navy);color:#fff;padding:18px 0}.brand{font:700 25px Georgia,serif;letter-spacing:.02em}.nav{display:flex;gap:22px;align-items:center;justify-content:space-between}.navlinks{display:flex;gap:18px;flex-wrap:wrap;font-size:13px}.navlinks a{text-decoration:none;opacity:.9}.hero{background:var(--navy);color:#fff;padding:74px 0 66px}.eyebrow{color:var(--gold);text-transform:uppercase;letter-spacing:.16em;font-size:11px;font-weight:700}.hero h1{font:700 clamp(38px,6vw,66px)/1.02 Georgia,serif;max-width:850px;margin:14px 0 18px}.hero p{max-width:760px;font-size:18px;color:#d9dee7}.btn{display:inline-block;background:var(--gold);color:#111;text-decoration:none;padding:13px 20px;font-weight:700;border-radius:2px;margin-top:14px}.section{padding:58px 0}.section h2{font:700 34px Georgia,serif;margin:0 0 12px}.lead{max-width:800px;color:#4f5b6b}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:28px}.card{background:#fff;border:1px solid var(--line);padding:25px}.card h3{font:700 23px Georgia,serif;margin:0 0 8px}.card p{color:#596579;margin:0 0 12px}.card a{color:#7c5c22;font-weight:700;text-decoration:none}.facts{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin-top:26px}.fact{background:#fff;border-top:2px solid var(--gold);padding:18px}.fact strong{display:block;font:700 24px Georgia,serif}.table{width:100%;border-collapse:collapse;margin-top:24px;background:#fff}.table th,.table td{padding:14px;border:1px solid var(--line);text-align:left}.table th{background:#eee9df}.note{background:#eee9df;padding:20px;border-left:3px solid var(--gold);margin:25px 0}.crumb{font-size:12px;color:#758093;margin-bottom:18px}.footer{background:#07101d;color:#dbe1ea;padding:38px 0;margin-top:30px}.footer a{color:#fff}.small{font-size:12px;color:#758093}@media(max-width:800px){.grid,.facts{grid-template-columns:1fr}.nav{align-items:flex-start;gap:12px;flex-direction:column}.hero{padding:52px 0}.navlinks{gap:12px}}